And you are one person. There are almost 70 million boomers in the US. Second largest "gen" and by far the wealthiest, regardless of one person's financial situation.I’m not sure about that. Boomers who did well can retire with more coming in than while they were working. But with age comes wisdom. I have more than I need and little I want but have no desire to buy what I don’t need or have little use for. I don’t know about the next generation. What helped my wife and me was a defined benefit pension, a 401K, social security, and my wife still working part time selling insurance. The company I worked for ended it’s contributions to pensions. Social security is always on the chopping block. A 401K relies on sustainable, or at least cyclical growth and active asset management. Maybe I just proved myself wrong. Mine may be the last generation where this confluence is possible.