Admin Post Most of what has happened, by sheer volume, has happened fairly recently. The economy has grown in the Tech sector, which is all 1s and 0s, or equipment made to process 1s and 0s. The amazing thing is that a lot of what has been accomplished could be wiped away if the 1s and 0s disappeared ... and they easily could. I’m amazed that things work as well as they do, but there are things I’ve seen which serve as reminders of just how tenuous all of this is. A word to the wise. Do not even have a debit card. New credit cards with chips are fairly safe, but the weak link has always been data at rest, including payment information. Sadly, this favors large businesses over small businesses, because large businesses can afford to take measures to protect credit card information that are out of reach for small businesses. While I’m not exactly in love with the company, PayPal is a pretty good idea. The news isn’t all bad. There are successes happening every day and commerce continues to operate. It’s much like driving over Red Mountain Pass, in Colorado. As long as you stay on the road, you’re just fine, but even the very thought of going over the edge is beyond frightening.