Who’s got it? My home and my studio insurance policies have the ability to add some musical instrument stuff on, but those policies have high deductibles and limits to the amount i can cover..... so im taking out a separate policy. $100 deductible and no limit to what i can itemise. Im really concerned about theft, not because theft is a particular problem, (i have an alarm system and im on a busy street,) but because it would sicken me for the equipment that i have specifically researched, painstakenly cared for and lovingly played could be taken and turned into a quick buck by someone in an instant. Its just stuff. But if it all got nicked Id want the money back so i could replace some of it. Using Music Pro Insurance its coming out at about $350 per year or a dollar a day for just under $30,000 of itemised coverage. Does that seem reasonable?